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Trust and confidence in secret signature keyswith all the interest in certificate authorities (cas) and trusted third parties (ttps) it iseasy to forget that digital signatures involve much more than certificates alone. This might be a credit-cardcompany. There are 30,000 tax authorities in the united states withpotentially different policies; monitoring them all is a costly burden. 4 Describe four critical processes: Registering a customer with verifiers and notaries, creating transaction records, submitting records to a notary, notarizing transaction records, and conducting an audit.

Encryptionand products such as web browsers that include encryption are distributed over theinternet. 5As would be the case with computer viruses or applications that have hidden execution modes. If a vendor and customer agree to such a change, or if the customer's recordswill be unavailable (as is often the case), then vendors can alter records with impunity.



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This is surprising since many believe that thetechnical and legal issues involved are more severe. Not only do the laws vary from nation to nation, but in the us, policies have changed to address new security concerns in the wake of the september 11, 2001 attacks. On the other hand, some capabilities required for these other objectives, such as theability to retrieve trustworthy credentials, are also essential when applying traditionalprivacy policies to e-commerce. A government agency orgovernment contractor could provide the services, but private companies would be moreefficient at adapting to rapid changes in technology and business conditions.

In the financial example, the certificate issuer is fulfilling a role analogous to that of acredit card company in providing a guarantee to each party that it will meet theresponsibilities of the other party if they default. A vendor still cannot tell a customer's location (and vise versa), especially withtransactions that do not involve tangible products. Records must be generated for each transaction. The verifier isresponsible for checking the veracity of all customer information, public and private.

There is, hence, a great deal more to thesecurity of the terminal than just certificates.

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